Would you like to know how much it really costs to buy property in Barcelona? Below are specific examples with a breakdown of taxes and mandatory fees. The total cost depends on whether you're buying from a developer or on the secondary market, as well as on the type of property — apartment, commercial space, or land.
Purchase price: €1,000,000
VAT (10%): €100,000
Stamp duty (1.5%): €15,000
Total taxes: €115,000
Additional expenses:
Total additional expenses: €11,900
Total transaction cost: €1,126,900
Up to €600,000
Purchase price: €600,000
Transfer tax (10%): €60,000
Additional expenses:
Total additional expenses: €7,900
Total transaction cost: €667,900
Up to €900,000
Purchase price: €900,000
Transfer tax (11%): €99,000
Additional expenses:
Total additional expenses: €10,900
Total transaction cost: €1,009,900
Up to €1,500,000
Purchase price: €1,000,000
Transfer tax (12%): €120,000
Additional expenses:
Total additional expenses: €11,900
Total transaction cost: €1,131,900
Important: For purchases over €1,500,000, the property transfer tax is 13%.
Purchase price: €1,000,000
VAT (21%): €210,000
Stamp duty (1.5%): €15,000
Total taxes: €225,000
Additional expenses:
Total additional expenses: €11,900
Total transaction cost: €1,236,900
Purchase price: €1,000,000
Transfer tax (12%): €120,000
Additional expenses:
Total additional expenses: €11,900
Total transaction cost: €1,131,900
Important: When purchasing land for commercial development, or commercial property (offices, warehouses, hotels, restaurants, etc.), the agency commission is also paid by the buyer. The average rate in Barcelona is 3–5% of the transaction amount.
Yes, you can get a mortgage from a Spanish bank:
Important
All figures are for reference only. Exact costs may vary depending on the property, transaction terms, and the bank.
Buying property is not only about choosing a home — it's a well-planned financial step. With GG Real Estate, you receive:
Contact us and we will help you complete the purchase process transparently and confidently.
